Industries

Where hourly workers are present OR for dynamic compensation plans!

Healthcare

Education

Retail

Logistics

Hospitality

Manufacturing

Distribution

"A 401(k) doesn't work well for lower income employees because most can' t afford the pay deductions."

Introducing: Radish

The Radish Plan is a cost-effective way for employers to help make these employees more financially secure.

This plan is totally flexible including which employees will be eligible and the reasons why they will be rewarded. Options include continuing employment, meeting performance and/or safety standards etc.

Why  Choose  Us?

401K plans are outdated, underutilized, and do not ensure employee loyalty.

Over 60% of Americans are living check-to-check. Expecting employee contributions to a plan that is out of their reach is unrealistic. High inflation, lingering student loans, rising housing costs are just some of the challenges for your staff.

Learn How The Radish Plan is Redefining Employee Benefits!

Services


The Radish Plan supports employers who are seeking to Recruit, Reward, and Retain the best talent.

Don't take our word for it!

Review the respected media coverage of Ted Benna below.


He is the famous founder, innovator, and designer behind The Radish Plan.

in the News

We utilize Ted’s highly applauded model with “the father of the 401k" in our corner as a mentor, advisor, and investor.

Use Case

A typical case study using the Radish model

XLC LLC, an HVAC company, employed 167 employees in two locations. The company culture centered around a mission to provide lifetime employment to the local community with secure retirement exits down the line. The primary obstacle emerged from a high cost of living and an average salary of $55,000, which left little to nothing after tax for 401K contributions.  The 401k program was complex, expensive, difficult to manage and they saw low participation rates.

Boost Productivity by 22%

with Smart Incentives

Unlock higher productivity, reduce turnover, and keep your team motivated with Radish—the incentive plan solution built for your industry. Backed by data, designed for results.


Who We Are

Credited as the "Father of the 401(k)," Ted Benna is the visionary behind the Radish Plan—an incentive-based model designed to help businesses retain top talent, increase profitability, and provide real financial security for employees.


He saw firsthand that traditional benefits fall short in meeting the urgent needs of today’s businesses.


That’s why he created the first employer-backed qualified fund—tax-deductible, fully customizable, and designed to reward employees while strengthening your bottom line.

The Benefits Shift

Over 60% of Americans are living check-to-check. Expecting employee contributions to a plan that is out of their reach is unrealistic. High Inflation, lingering student loans, rising housing costs are just some of the challenges for your staff.

401K plans are outdated, underutilized,  and do not ensure  employee loyalty

Why Incentives Work

The data doesn’t lie: well-designed incentive plans can boost productivity by 22%, increase engagement 4x, and slash turnover by 15%. Motivated teams deliver more—for your business and your bottom line.


The Proof

  • 22%  Productivity Surge: Performance-based incentives deliver top-tier output, per NBER research. 
  • 4x More Engagement: Employees who feel valued give their all, says Achievers’ studies. 
  • 15% Less Turnover: Keep your best talent longer with rewards that work.


"The data was pretty clear for us, the stores using the incentive plan had a 62% reduction in turnover. If we are turning over less then we know the culture is better there. We can replicate this across the board now."


Matt - National QSR CFO

"Our engagement went through the roof once we implemented our incentive plan solely based on hours worked.  After 6 months, our turnover was half the national average."


Steve - Home Healthcare

Introducing Radish

Unlock your team’s potential with a game-changing incentive program that celebrates their hard work.


Radish empowers your employees to earn more, achieve more, and stay committed—all while driving your business forward. 


The only incentive program on the market that allows you to use TAX DEFERRED funds -No FICA, Unemployment, or Workmans Comp-


How much will your company soar when performance powers a culture of success and rewards?


Built for Today's Businesses

End-to-end administration

Expert plan set up

Endless distribution opportunities

Withdrawal safeguards

Coordinated launch

Distribute daily, weekly, monthly, for performance, etc

Dialed in

Tailored earning and withdrawal

Set one-time or recurring earning distributions

Tenure multiples

Set withdrawal minimums and time limitations

Relaxed withdrawal hardship claims

Never worry about your retention strategy again

Benefits for Employers

Simplified retirement plan 100% funded by you

Use as a performance reward system

Help retain and keep employees

Boost moral and overall health of the workforce

Ask us about the tax credits that make The Radish Plan available at no cost.

Don’t have a plan in place yet?

Let's Chat about Radish

We're here to help you secure your employees' financial future.

Headquarters

12368 Market Drive Oklahoma City, OK 73114

Call Us

(405)254-0396

Tell Us About Your Organization

Submit Your Info

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This is the text area for this paragraph. To change it, simply click and start typing. Once you've added your content, you can customize its design. This is the text area for this paragraph.

Name Surname

Position, Company Name

“ This app gives me peace of mind knowing exactly how much my work savings account is growing. It’s so easy to use, and I love getting real-time updates about my balance. It's helped me stay motivated and on track with my financial goals! ”

Name Surname

Position, Company Name

This is the text area for this paragraph. To change it, simply click and start typing. Once you've added your content, you can customize its design. This is the text area for this paragraph.

Name Surname

Position, Company Name

This is the text area for this paragraph. To change it, simply click and start typing. Once you've added your content, you can customize its design. This is the text area for this paragraph.

Name Surname

Position, Company Name

“ This app gives me peace of mind knowing exactly how much my work savings account is growing. It’s so easy to use, and I love getting real-time updates about my balance. It's helped me stay motivated and on track with my financial goals! ”

Name Surname

Position, Company Name

Testimonials

Frequently Asked Questions

  • Must the IRS approve the plan?

    An IRS approved prototype or a custom designed plan document must be adopted by each employer. The Wagner Law Group, one of the countries leading ERISA firms, has prepared a simplified prototype. They will also prepare a customized document if you prefer.

  • What design options do we have?

    There are very few rules that must be followed. As a result, the plan can be designed however you wish, and we will help you do that. We will then prepare what is needed to implement the plan.

  • Which employees are eligible?

    The primary goal for this plan is to help middle to low-income employees by giving them incentives that will be contributed into an actual qualified retirement plan account. The plan can cover all employees who own less than 5% of the business or who make less than $155,000 per year. You have complete freedom to decide which of these employees will be eligible.

  • Can I adopt this plan if we already have a plan?

    Yes, you may do so regardless of which type of plan you currently offer.

  • Can this be part of our 401(k) plan?

    Yes, it can be, but there are many reasons why a separate plan is probably your best option. We will gladly discuss this with you. 

  • Can we start the plan anytime?

    The first day of the month is the best time and you can pick any month you want. 

  • What if we don’t get the results we want?

    The plan can be terminated at any time.

Do you have any other question?